Editorials

Happy Thanksgiving - A history and a list

on Tuesday, 20 November 2018. Posted in Columns, Editorials, Features

It is hard to believe that we are already at the end of November and that Thanksgiving is upon us.

Sharing financial wisdom with your kids

on Tuesday, 20 November 2018. Posted in Columns, Editorials

Parents often try to impart their values about money to help their children establish a strong financial foundation.

Everybody makes mistakes

on Tuesday, 10 July 2018. Posted in Editorials, Opinions

Last week was a hectic week at The News Journal. It was also my first major holiday as editor. Fellow employees were off on vacation for the holiday and others were out for personal reasons. A few good friends of The News Journal came in to help us make s

Financing a college education

on Tuesday, 05 June 2018. Posted in Editorials, Opinions

A university education can often require financing and assuming debt. If your student fills out the Free Application for Federal Student Aid (FAFSA) and does not qualify for a Pell Grant or other kinds of help, and has no scholarship offers, what do you d

Beware of lifestyle creep

on Wednesday, 30 May 2018. Posted in Editorials, Opinions

“Lifestyle creep” is an unusual phrase describing an all-too-common problem: the more money people earn, the more money they tend to spend. Frequently, the newly affluent are the most susceptible. As people establish themselves as doctors and lawyers, exe

A retirement gender gap

on Wednesday, 23 May 2018. Posted in Editorials, Opinions

What is the retirement outlook for the average fifty-something working woman? As a generalization, less sunny than that of a man in her age group. Most middle-class retirees get their income from three sources. An influential 2016 National Institute on Re

Adjusting your portfolio as you age

on Wednesday, 09 May 2018. Posted in Editorials, Opinions

If you are an experienced investor, you have probably fine-tuned your portfolio through the years in response to market cycles or in pursuit of a better return. As you approach or enter retirement, is another adjustment necessary? Some investors may think

Signs of elder abuse

on Wednesday, 25 April 2018. Posted in News, Editorials

Is someone taking advantage of someone you love? June 15 is World Elder Abuse Prevention Day, a day to call attention to a crisis that may become even more common as baby boomers enter the “third acts” of their lives. Every year, more than half a million

2018 retirement account limits

on Tuesday, 27 March 2018. Posted in Editorials, Opinions

In 2018, you have another chance to max out your retirement accounts. Here is a rundown of yearly contribution limits for the popular retirement savings vehicles. IRAs. The 2018 limits are the same as in 2016: $5,500 for IRA owners who will be 49 and you

Good reasons to retire later

on Wednesday, 14 March 2018. Posted in Editorials, Opinions

Are you in your fifties and unsure if you have enough retirement savings? Then you have two basic financial choices. You could start saving and investing more of your pay than you currently do, or you could work longer so you have fewer years of retiremen

Why you should have an online social security

on Tuesday, 06 March 2018. Posted in Editorials, Opinions

The possibility cannot be dismissed. Sensitive financial and medical data pertaining to your life may not be as safe as you think, and thieves may turn to a vast resource to try and mine it – the Social Security Administration Consider three facts, which

Bad money habits to break in 2018

on Tuesday, 20 February 2018. Posted in News, Editorials

Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns year after year. If you sometimes succumb to these financial tendencies, the New Year is as good an occasion as any to alter your behavior.

Retirement questions that have nothing to do with money

on Wednesday, 14 February 2018. Posted in Editorials, Opinions

Retirement planning is not entirely financial. Your degree of happiness in your “second act” may depend on some factors you cannot quantify. Here are a few of those factors as well as the questions they may end up provoking in your mind. Where will you li
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