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Opinions

It’s your choice

on Tuesday, 19 June 2018. Posted in Letters to the Editor, Opinions

As I accompanied my husband this morning on his way to a site, he and I had an interesting conversation about pre-arranging our funerals and plans for that fateful day. As we all know, all of us will have to leave this earth realm at some point, but we do

Why Medicare should be part of your retirement planning

on Tuesday, 19 June 2018. Posted in Opinions

Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options and their costs and limitations.

Growing up and getting older

on Tuesday, 19 June 2018. Posted in Columns, Opinions

As I have mentioned previously, I am the oldest of all my siblings. I have a brother named Caleb, another brother named Josiah, and my sister named Anna.

Father figures: figuring it out

on Tuesday, 12 June 2018. Posted in Columns, Opinions

You know Father’s Day is fast approaching when the commercials for grills, tools, and cars all start airing a little more frequently. Father’s Day from the view of capitalism is all about getting the ‘right gift for dad’. Some argue that the right gift is

Financing a college education

on Tuesday, 05 June 2018. Posted in Editorials, Opinions

A university education can often require financing and assuming debt. If your student fills out the Free Application for Federal Student Aid (FAFSA) and does not qualify for a Pell Grant or other kinds of help, and has no scholarship offers, what do you d

‘Tis the season - hurricane season that is

on Tuesday, 05 June 2018. Posted in Columns, Opinions

By the time this paper comes out hurricane season will have official began here in South Carolina. According to the South Carolina State Climatology Office “Hurricane season begins June 1 and ends November 30” (2018). Despite South Carolina being relative

Beware of lifestyle creep

on Wednesday, 30 May 2018. Posted in Editorials, Opinions

“Lifestyle creep” is an unusual phrase describing an all-too-common problem: the more money people earn, the more money they tend to spend. Frequently, the newly affluent are the most susceptible. As people establish themselves as doctors and lawyers, exe

A first time for everything

on Wednesday, 30 May 2018. Posted in Columns, Opinions

Since having moved to South Carolina I have experienced my share of “firsts”. These “firsts” range from new restaurants, new words, and overall new experiences. I wanted to talk about some of these experiences that I have had. Some were good, some were gr

A retirement gender gap

on Wednesday, 23 May 2018. Posted in Editorials, Opinions

What is the retirement outlook for the average fifty-something working woman? As a generalization, less sunny than that of a man in her age group. Most middle-class retirees get their income from three sources. An influential 2016 National Institute on Re

News Journal’s new editor says “Hello”

on Wednesday, 23 May 2018. Posted in Columns, Opinions

Hello, my name is Philip James Maenza III. I am the new editor here at the News Journal. I have already met so many new people and long time readers of the News Journal and I look forward to meeting many more. I wanted to take the time to introduce myself

Small portions

on Tuesday, 15 May 2018. Posted in Letters to the Editor, Opinions

In the history of the Pentecostal church, there is a term that is used to refer to fasting as “turning down your plate”. Fasting is not practiced as much as it is needed in my opinion, nor is it done appropriately in correspondence with the scriptures. Ma

This journey ends, a new one begins

on Tuesday, 15 May 2018. Posted in Columns, Opinions

I’ve dreamed about retirement for many years, but now that the time has come, I’m a bundle of emotions. Monday was my last day with Swartz Media. For the first time since I was a teenager, I’m unemployed. That’s a little scary. It is also freeing and ex

Adjusting your portfolio as you age

on Wednesday, 09 May 2018. Posted in Editorials, Opinions

If you are an experienced investor, you have probably fine-tuned your portfolio through the years in response to market cycles or in pursuit of a better return. As you approach or enter retirement, is another adjustment necessary? Some investors may think

Making travel plans? Consider S.C.

on Wednesday, 09 May 2018. Posted in Columns, Opinions

Weather is improving, summer is coming so now is a good time to start planning a vacation or weekend getaway. You don’t have to go far – there is lots to do and see right here in our own state. VacationIdea has developed a list of the 25 Best Places to V

More of my favorite quotes

on Wednesday, 02 May 2018. Posted in Columns, Opinions

“A journey of a thousand miles must begin with a single step.” Laozi, “Old Master,” (6th-5th century BC- 531 BC). “Happiness is not something you postpone for the future; it is something you design for the present.” Emanuel James “Jim” Rohn (1930-2009). “
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