Can a child inherit an IRA? The answer is yes, though they cannot legally own the IRA and its invested assets. Until the child turns 18 (or 21, in some states), the inherited IRA is a custodial account, managed by an adult on behalf of the minor beneficia

Writing is definitely a passion of mine. It gives me great joy to share what God has given me for all of my readers. Recently I ran into two beautiful sister women at a scrimmage game who encouraged me to continue to inspire them. The excitement in their

By the time this edition of Hartsville News Journal comes out Friday the 13th will have already come and gone. For most of us we, hopefully, survived this superstitious date. Although, it did get me thinking about superstitions. As a result, I decided to

Recently it was confirmed that I have been suffering with a pinched nerve. My family and I were relieved that it was diagnosed and that it wasn’t anything worse having experienced passing out and weird and debilitating muscle spasms that caused me so muc

What don’t you know? Many Americans know about Roth and traditional IRAs, but there are other types of Individual Retirement Arrangements. Here’s a quick look at all the different types of IRAs:

Last week was a hectic week at The News Journal. It was also my first major holiday as editor. Fellow employees were off on vacation for the holiday and others were out for personal reasons. A few good friends of The News Journal came in to help us make s

When people think about estate planning, they may think in terms of personal property, real estate, and investments. Digital assets might seem like a lesser concern, perhaps no concern at all. But it is something that many are now considering.

As of June 21st, summer has officially begun. The state of South Carolina did not need permission from the calendar in order to start getting warmer. According to the Department of Natural Resources, the highest recorded temperature in South Carolina, 113

As I accompanied my husband this morning on his way to a site, he and I had an interesting conversation about pre-arranging our funerals and plans for that fateful day. As we all know, all of us will have to leave this earth realm at some point, but we do

Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options and their costs and limitations.

As I have mentioned previously, I am the oldest of all my siblings. I have a brother named Caleb, another brother named Josiah, and my sister named Anna.

You know Father’s Day is fast approaching when the commercials for grills, tools, and cars all start airing a little more frequently. Father’s Day from the view of capitalism is all about getting the ‘right gift for dad’. Some argue that the right gift is

A university education can often require financing and assuming debt. If your student fills out the Free Application for Federal Student Aid (FAFSA) and does not qualify for a Pell Grant or other kinds of help, and has no scholarship offers, what do you d

By the time this paper comes out hurricane season will have official began here in South Carolina. According to the South Carolina State Climatology Office “Hurricane season begins June 1 and ends November 30” (2018). Despite South Carolina being relative

“Lifestyle creep” is an unusual phrase describing an all-too-common problem: the more money people earn, the more money they tend to spend. Frequently, the newly affluent are the most susceptible. As people establish themselves as doctors and lawyers, exe